Welcome to the Colorado Law Firm of Methner and Associates
Stopping Illegal and Abusive Debt Collection Practices in Colorado The Denver-area law firm of Methner and Associates provides high quality and professional legal services, with a compassionate and human touch, to people who need legal help under the Fair Debt Collection Practices Act (FDCPA).
Have My Rights Been Violated Under the FDCPA?
Our attorneys can assess if your rights have been violated by illegal, deceptive, or abusive collection practices and protect you from creditor harassment. You may have the right to recover damages from collection agencies or lawyers who have contacted you concerning the collection of your debts.
Contact usif you can answer “yes” to any of the following:
• Threatened with garnishment, liens, or arrest for not paying a bill?
• Collection agency called your neighbors, friends, or employer?
• Received abusive phone messages from bill collectors?
• Sworn at or insulted by collection agents on the phone?
• Called by a collection agency at your workplace after telling the collector not to call you there?
• Lied to, threatened, harassed by a collector?
• Received collection notices requiring payment in less than 30 days or you will be sued?
These are all potential violations of the FDCPA. Many debt collectors routinely violate the provisions of the Fair Debt Collection Practices Act and we can stop abusive collection behavior.
The FDCPA As An Alternative to Bankruptcy
You have rights under Colorado state law and federal law in regards to the repayment of your debts. You may be able to avoid bankruptcy altogether by pursuing your rights under the Fair Debt Collection Practices Act (FDCPA). Bankruptcy is not the right answer for everyone and the FDCPA has helped many people avoid the need for bankruptcy and even pay some of their debts off with the proceeds from their FDCPA settlements.
Generally, it is just a matter of time before a debt collector violates federal laws put in place to protect you from abusive collection practices. If you are considering bankruptcy, you may want to consider an FDCPA action instead. Some factors in determining whether the FDCPA is an alternative to bankruptcy for you include:
• The only reason you are considering filing bankruptcy is to stop harassment by a collector
• Debt collectors just will not work with you on paying off your debt
• You are unable to pay back your debts and they are slowly going into collection
• You only have one debt of concern and that debt is in collection
At Methner and Associates, we approach each client as a person, with care and integrity, offering solutions that are specifically tailored to individual needs. Our attorneys will work closely with you throughout your matter to make you aware of your legal options and help you understand the legal process.
We believe that our former clients’ testimonials speak volumes about the personal care and attention we provide and invite you to look at our clients’ comments.
Contact our Denver-AREA Law Firm
Please contact Methner and Associates today to schedule an informative, one-hour, initial consultation with an attorney about the FDCPA.
Our office is conveniently located in Denver, CO just off Interstate 25 and Colorado Boulevard. Our attorneys proudly represent clients throughout Central, Southern, and Northern Colorado, including the communities of Denver, Lakewood, Littleton, Thornton, Aurora, Colorado Springs, Boulder, Greeley, and Ft. Collins.
